Private lending

Private and second mortgages

Private first and second mortgages, caveat loans, bridging and short-term finance when the banks say no or time is tight.

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Private mortgages

Private mortgages in Australia, explained plainly: how they work, what lenders look at and how Ownright arranges them Australia-wide, even when a bank says no.

Private first mortgage

A private first mortgage ranks first on your title and is funded outside the banks. Learn how it works, what lenders assess and how Ownright arranges it.

Second mortgages

Second mortgage loans explained: how they rank, how equity is assessed and when they beat a refinance. Arranged Australia-wide by Ownright Custom Finance.

Fast second mortgages

Need funds against your property quickly? Learn how fast second mortgages work, what slows them down and how Ownright arranges them Australia-wide.

Longer-term second mortgages

A longer-term second mortgage gives you years, not months, to repay while keeping your first loan. See how they work and how Ownright arranges them.

Third mortgages

Third mortgage loans explained: how third-ranking security works, when it is possible and how Ownright finds lenders willing to consider it, Australia-wide.

Short-term mortgages

Short-term mortgages secured on property explained: when they suit, how lenders judge the exit, and how Ownright arranges them across Australia.

Short-term caveat loans

Short-term caveat loans explained: how a caveat secures a lender, when it suits and what to plan for. Arranged Australia-wide by Ownright Custom Finance.

Caveat loans explained

What is a caveat loan? Learn how caveats work on Australian titles, when lenders use them and the alternatives. Arranged by Ownright Australia-wide.

Bridging finance

Bridging finance in Australia explained: peak debt, exit strategies, closed and open bridges and how Ownright arranges them, including hard cases.

Short-term bridging loans

Short-term bridging loans for property deals with a firm exit. See how they work, what to plan for and how Ownright arranges them across Australia.

Business bridging loans

Business bridging loans secured on property can cover tax, stock, settlements and cash-flow gaps. See how they work and how Ownright arranges them.

Interim finance

Interim finance is a short, secured loan that covers a gap until longer-term funding is ready. See how it works and how Ownright arranges it Australia-wide.

Difficult loans

Declined by a bank? Ownright arranges difficult loans Australia-wide, using private and specialist lenders to find a way through complex finance.

Debt consolidation loans

Secured debt consolidation loans roll cards, personal loans and tax debts into one property-backed loan. See how Ownright arranges them Australia-wide.

Refinancing ATO debt

Refinancing ATO debt can clear a tax balance using a property-backed loan. See how it works, what lenders want and how Ownright arranges it Australia-wide.

Stopping a mortgagee sale

Facing a mortgagee sale? Learn how refinancing, arrears clearance and private finance can stop or pause a sale, and how Ownright helps Australia-wide.

Private lenders in Australia

Private lenders in Australia fund property-secured loans that banks decline. Learn how they work, what they assess and how Ownright connects you.

Refinance with a private lender

Refinance with a private lender to pay out a loan in default, expiring or declined. See how it works and how Ownright arranges it Australia-wide.

Low doc private mortgages

A low doc private mortgage lends against property with minimal income documents. See who it suits and how Ownright arranges it Australia-wide.

Private loans with bad credit

Bad credit does not always close the door. Private loans secured by property look at equity and your plan. See how Ownright arranges them Australia-wide.

Property settlement and divorce finance

Need to buy out a former partner or fund a property settlement? Ownright arranges settlement and divorce buy-out finance Australia-wide, even when banks say no.

Deceased estate and inheritance finance

Deceased estate and inheritance finance helps families buy out beneficiaries, cover costs or hold property during probate. Arranged Australia-wide.

Short-term property loans

Short-term property loans fund purchases, settlements and gaps with a clear exit. See how they work and how Ownright arranges them Australia-wide.

Second mortgage for business

Use equity in property you own as security for business funding. Second mortgage for business cash flow, stock, growth or a deal, arranged Australia-wide.

Second mortgage for tax debt

Pay an ATO or tax debt using a second mortgage over property. How it works, what lenders want and how to move fast. Arranged Australia-wide.

Second mortgage for investment property

Use equity in your home or another property to fund an investment purchase, deposit or renovation with a second mortgage. Arranged Australia-wide.

Interest only private loans

Interest only private loans keep repayments low while you sell, refinance or finish a project. How they work and who they suit, arranged Australia-wide.

Capitalised interest loans

Capitalised interest and interest in advance loans let you borrow without monthly repayments. How they work, the trade-offs and who they suit in Australia.

Settlement gap loans

Private loans to bridge a settlement shortfall when sale proceeds, a refinance or other funds land late. Secured by property, Australia-wide.

Private loans, vacant land

Private loans to buy, hold or release equity from vacant land across Australia, including when banks decline land. Secured, flexible and fast.

Private mortgage, self employed

Private mortgages for sole traders, contractors and company directors whose income does not fit bank rules. Property-secured finance Australia-wide.

Let's find your solution

One short enquiry and an experienced broker gets to work finding the loan that fits, however tricky the situation.

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Australia-wide

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