Ownright Custom Finance

Business finance

Business loans

Fast, short-term, small business, self-employed and unsecured business finance, matched to how your business actually trades.

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Fast business loans

Need business funding quickly? Ownright Custom Finance arranges fast business loans Australia-wide, including when a bank has already said no.

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Short-term business loans

Short-term business loans for working capital, tax bills, stock or a funding gap. Ownright Custom Finance arranges them Australia-wide.

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Small business loans

Small business loans for growth, cash flow, equipment or a rough patch. Ownright Custom Finance finds options Australia-wide, even after a bank no.

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Self-employed loans

Self-employed loans for business use, equipment or cash flow. Ownright Custom Finance helps sole traders and contractors borrow Australia-wide.

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Unsecured business loans

Unsecured business loans explained: how they work, what lenders want and the trade-offs. Ownright Custom Finance arranges them Australia-wide.

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Secured business loans

Secured business loans use property or assets as security to unlock larger or hard-to-get funding. Ownright arranges them Australia-wide.

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Business loans, bad credit

Business loans with bad credit or defaults are not always off the table. Ownright Custom Finance finds options Australia-wide.

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Working capital loans

Working capital loans cover wages, stock, rent and bills while money is tied up elsewhere. Ownright arranges them Australia-wide.

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Cash flow loans

Cash flow loans help profitable businesses through slow payers, tax bills and lumpy months. Ownright Custom Finance arranges them Australia-wide.

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Business line of credit

A business line of credit gives you a limit to draw on as needed. Ownright Custom Finance arranges secured and unsecured lines Australia-wide.

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Invoice finance

Invoice finance releases cash tied up in unpaid invoices. Ownright Custom Finance explains factoring and discounting and arranges it Australia-wide.

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Business acquisition loans

Business acquisition loans help you buy an existing business, a partner's share or a franchise. Ownright arranges them Australia-wide.

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Start-up business loans

Start-up business loans in Australia for new ventures with little trading history. See what lenders weigh up and how Ownright finds a way to fund it.

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ATO debt business loans

Owe the ATO and need a business loan to settle it? See how finance can clear tax debt, what lenders look at and how Ownright finds solutions.

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Business loan refinance

Refinance a business loan in Australia to free up cash flow, consolidate debts or escape a lender that no longer fits. Ownright arranges it Australia-wide.

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Tradie and contractor loans

Business finance for tradies and contractors across Australia: vans, tools, materials, slow-paying invoices and ATO catch-ups. Ownright finds a way.

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Hospitality business loans

Finance for cafes, restaurants, bars and hotels across Australia: fit-outs, equipment, wages, seasonal cash flow and purchases. Ownright finds the way.

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Retail business loans

Finance for retailers across Australia: stock purchases, fit-outs, online expansion and cash-flow gaps. Ownright arranges retail business loans Australia-wide.

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Transport and logistics finance

Finance for owner-drivers, trucking fleets and logistics firms across Australia: trucks, trailers, fuel, wages and slow-paying freight invoices.

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Franchise finance

Finance to buy, fit out or expand a franchise in Australia. See how lenders assess franchise businesses and how Ownright finds a way Australia-wide.

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Seasonal business loans

Finance for seasonal Australian businesses: stock before the peak, wages and rent through the quiet months. Ownright arranges it Australia-wide.

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Low doc business loans

Low doc business loans in Australia use BAS, bank statements and an accountant's declaration instead of full tax returns. See how Ownright arranges them.

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Same-day business loans

Need business funds in a hurry? See what same-day business loans really involve in Australia and how Ownright works to move fast where it can.

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Business overdraft

Business overdraft explained for Australian owners: how it works, who gets one and the alternatives if your bank says no. Ownright finds the fit.

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Merchant cash advance

Merchant cash advance explained for Australian businesses: how repayments work, risks and alternatives. Ownright points you to a better-fitting option.

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Partner buyout loans

Partner buyout loans for Australian business owners buying out a co-owner or shareholder. Ownright arranges buyout finance, even for tricky deals.

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Business succession finance

Business succession finance for owners retiring or passing the business to family, staff or partners. Ownright arranges handover funding Australia-wide.

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Medical and dental practice finance

Medical and dental practice finance for buying a practice, buying in as a partner, fitting out or refinancing. Ownright helps Australia-wide.

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Veterinary practice finance

Veterinary practice finance for buying a clinic, buying in, fitting out or upgrading equipment. Ownright arranges vet finance Australia-wide.

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Professional services practice finance

Finance for buying or buying into an accounting, legal, financial planning or consulting practice. Ownright arranges practice loans Australia-wide.

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Childcare business loans

Childcare business loans for buying, starting or expanding a centre, family day care or OSHC. Ownright arranges childcare finance Australia-wide.

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Ecommerce business loans

Ecommerce business loans for online retailers across Australia. Fund stock, ad spend and freight with finance matched to how your store really earns.

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Not for profit loans

Not for profit loans for charities, clubs and community groups across Australia. Fund premises, vehicles, equipment and cash flow with tailored finance.

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Business expansion loans

Business expansion loans for new sites, staff, stock and equipment. Ownright arranges growth finance Australia-wide, even when the bank has said no.

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Wages and payroll finance

Wages and payroll finance for Australian businesses. Cover staff pay, super and PAYG while invoices clear, with funding structured around your cash cycle.

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BAS and GST debt loans

BAS and GST debt loans for Australian businesses owing the ATO. Consolidate or refinance tax debt, ease cash flow and talk through options with Ownright.

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Insurance premium finance

Insurance premium finance lets Australian businesses spread large annual premiums. Learn how it works, the trade-offs and the alternatives with Ownright.

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Technology and software finance

Technology and software finance for Australian businesses. Fund hardware, systems, development and licences without draining cash. Ownright arranges it nationwide.

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No financials business loans

Business loans with no financials or up-to-date accounts. Alternative documents like bank statements and BAS may help. Ownright arranges them Australia-wide.

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Bank statement business loans

Bank statement business loans use your account activity instead of full accounts. See how they work, what lenders check and how Ownright arranges them.

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Sole trader loans

Sole trader loans for Australian tradies, contractors and small operators. Business and personal finance, low doc options and fast answers from Ownright.

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Company and trust borrowing

How borrowing through a company or family trust works in Australia, what lenders ask for, and how Ownright arranges finance for complex structures.

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Let's find your solution

One short enquiry and an experienced broker gets to work finding the loan that fits, however tricky the situation.

Australia-wide

40 years of know-how

A real person, a real plan